Coverage, and when to skip it
A service contract is a bet on a repair bill. Sometimes it is a good bet and sometimes it is not, and we will tell you which one you are looking at.
Ask about a specific car →What we offer, by kind of car
Everyday cars. Powertrain and comprehensive service contracts, term and mileage of your choosing, with a deductible you pick. On a high-volume model with cheap parts the arithmetic often says no, and we will show you the arithmetic rather than the brochure.
Modern exotics. Worth a longer look. One out-of-warranty gearbox or a set of adaptive dampers can cost more than the contract, and the specialist plans that cover these cars are a different product from a mass-market warranty. Read the exclusions with us before you sign.
Classics. Service contracts largely do not exist for a fifty-year-old car, and anyone selling you one should be questioned. What matters instead is an agreed-value insurance policy, so a total loss pays what the car is worth rather than what a book says. We will point you at brokers who write these and take nothing for the referral.
Everything else. Tyre and wheel, key replacement, paint and interior. Cheap, narrow, occasionally worth it. Ask what the claim process actually looks like before you buy any of them, here or anywhere.
Coverage questions
Can I roll a plan into the loan?
Yes, and it is itemised separately on the paperwork so you can see exactly what it costs and remove it. It never gets bundled into a payment without being named.
Can I cancel later?
Yes, with a pro-rated refund under the terms of the contract. Ask us to show you that clause before you sign, not after.
Do I have to service the car with you?
No. Use any licensed shop. Keep the receipts, because a claim is far easier when maintenance history is documented.
Is any of this required to buy the car?
No. Nothing on this page is a condition of purchase or of financing. If anyone tells you otherwise, that is a conversation to have with the owner.